Section: ISSS

Health Insurance

Health Insurance

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UW-Platteville works with Student Assurance Services (SAS) to contract for health insurance for international students and scholars. Participation in the UW-Platteville group health insurance policy through SAS is required for all UW-Platteville F and J international students, scholars, and their dependents, except for F-1 students who are on a scholarship from the governments of Saudi Arabia or Kuwait.  The SAS insurance plan provides continuous protection, 24 hours a day, anywhere in the world during the period of coverage for which the proper premium has been paid. To learn more about the group health insurance policy, please visit the SAS website.

Enrollment/BILLING for Students

International students mandated to be enrolled in the SAS plan will automatically be enrolled for health insurance coverage each semester by the International Student and Scholar Services (ISSS) Office, and they will be covered over the summer months as long as they are an enrolled student or the dependent of an enrolled student at UW-Platteville.

The insurance charge will be added to the student bill at the beginning of each semester and international students will be enrolled in the SAS insurance for the entire year (12 months) for as long as they remain students at UW-Platteville. The charge for insurance enrollment during the summer for continuing students will be included in the student's spring semester bill.

Enrollment/Billing for Scholars

Visiting J-1 professors (scholars) and their J-2 dependents are also mandated to be enrolled in the SAS plan during their J-1 program, and they need to fill out Visiting Scholar Enrollment Form and send their payment to  SAS to be enrolled in plan. J scholars are not covered by the insurance until the day after SAS receives their payment. It is the responsibility of the scholar to get their enrollment form and payment to SAS on time or their effective date will be the date after premium is received. You must bring a receipt or other documentation proving that you have enrolled in the health insurance plan to the International Programs Office in Royce Hall.


The cost for students is approximately $120/month. The cost for J-1 scholars/J-2 dependents of scholars is approximately $120/month if they have the same enrollment dates as listed in the "coverage periods" below; J Scholars/dependents that require dates different than the coverage periods listed below are charged 20% more ($143/month).

Coverage Periods

Coverage Period Begins Ends
Fall August 5 January 5
Spring January 6 June 5
Spring/Summer January 6 August 4
Summer June 6 August 4


Health and accident insurance does not cover all medical expenses. In general, it covers the higher costs that result from accidents and serious illness, with attendant hospitalization, medical tests, and the services of doctors and nurses. Please see the "Brochure of Coverage" on the SAS website.

Benefits include but are not limited to:

  • Care for mental conditions, alcohol abuse, and drug abuse, and pre-natal care (covered as any other sickness)
  • Intercollegiate, club, and intramural sports injuries (covered as any other injury)
  • Medical evacuation and repatriation
  • Preventative services mandated by the Affordable Care Act (listed here)


To see a complete list of treatments and services not covered by the SAS insurance plan, please see the "Brochure of Coverage" on the SAS website. In general, the SAS insurance plan does not cover the costs of:

  • Routine visits to a doctor 
  • Visits to the emergency room when there is no emergency
  • Routine dental work (adults)
  • Vision examinations/eye glasses (adults)
  • Experimental treatments
  • Hazardous sports (four-wheeling/ATVs, snow-mobiling, parasailing, and sky-diving)
  • Long-term care
  • Acupuncture

These costs must usually be met by the individual even if he or she has health and accident insurance.


Students must fill out and submit a claim form for an injury or accident after a visit to an off-campus medical facility. Claim forms are not needed for a sickness unless requested from the health insurance company.

For instructions on completing a claim form, please see the "Guide for UW-Platteville Students" on the right-hand side of this webpage. A link to the claim form is also available on the right.


Students/scholars have the opportunity to log on to the SAS website to view their personal claim forms and dates of coverage, or to submit a claim form. You will need the ID number from your SAS health insurance card to log on to the SAS website.

Questions about Coverage 

If you have questions about your what is covered by the SAS plan, please call SAS at 800-328-2739.


Unless it is an emergency, you should first visit the Student Health Services on campus. The Student Health Services is located on the second floor of Royce Hall. Please visit their website to view the days and times they are open. If you do not visit the Student Health Services before going elsewhere you will be required to pay a $25.00 co-pay. Please note that the Student Health Services personnel may refer you to an off-campus medical facility, depending on your needs. If you need to see a doctor at a medical facility not on campus, you need to bring your insurance card. If you forget your insurance card you will need to return the next day with your insurance card so that your paperwork can be processed and correct billing to the insurance company can take place. After doing so you will need to complete a claim form and send in to the insurance company. Make sure you make copies of your claims form and your bill before mailing them to the insurance company. 

How do I know which doctor to go to?

  • In Wisconsin: Call HealthEOS Plus (800-279-9776) for a participating physician referral. HealthEOS Plus will let you know which doctors are covered by your insurance.
  • Outside Wisconsin: Call Multiplan (888-342-7427) for a participating physician referral. Multiplan will let you know which doctors are covered by your insurance.

You are strongly encouraged to call the phone numbers above and verify with the doctor before scheduling doctors appointments to determine whether each doctor/provider is a participating or non-participating provider in your health insurance plan. The provider you choose will likely affect how much your insurance company will pay for the care you receive and the amount of money you will need to pay yourself. To find preferred providers, go to Also, the "Guide to Finding a Doctor" on the right-hand side of this webpage for more detailed instructions.

lost Insurance CarD?

Call 800-328-2739 or email the ISSS Office at to request a new card. It is important to get your lost card replaced as soon as possible.


Students and scholars from other countries often have difficulty understanding how the health insurance system works. Many U.S. Americans have the same difficulty, at least in part because the health insurance business has a language of its own, and much written information it produces is difficult to understand.


  • Myth: If I have health insurance, all my medical expenses will be covered. Fact: They will not. See the section above called "Coverage Provided by Health Insurance."
  • Myth: Any visit to the hospital emergency room will be paid for if I have health insurance. Fact: An emergency room visit is covered only in case of a genuine emergency.
  • Myth: The insurance company's job is to help me meet my medical expenses. Fact: Yes and no. The insurance company's job is to fulfill the terms of the contract it has with you. But insurance is a business; insurance companies operate in order to make a profit (by investing the money people pay for insurance). Insurance companies can be better or worse, and insurance policies can be better or worse, but in no case are insurance companies operated like charity organizations. The doctor or hospital considers it your responsibility to pay your bills and not the insurance company's.
  • Myth: If I don't have to buy insurance for my family here in the United States, it is because young children and pregnant women can see doctors for free. Fact: No. There is no free medical service for international students or their families in the U.S.

health insurance for OPT Students

Health insurance is available through SAS to F-1 students who are on Optional Practical Training (OPT). OPT students are responsible for contacting SAS ( to arrange enrollment in health insurance during their period of Optional Practical Training.


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Health Insurance Guides

Important Information

Guide for UW-Platteville Students

What F/J students and their dependents at UW-Platteville need to know before, during, and after getting sick or injured

Guide for UW-Platteville Visiting Professors/Scholars

What J-1 professors and their dependents at UW-Platteville need to know before, during, and after getting sick or injured

Health Insurance Brochure (SAS) and Summary of Coverage (SAS)

Lists what is/is not covered by your SAS Insurance Plan

Health Insurance PowerPoint

Provides overview of healthcare/health insurance for UW-Platteville international students

Guide to Finding a Doctor

Describes how to find a doctor that is covered by SAS in Platteville, Wisconsin, or outside of Wisconsin

Ask Mayo Clinic

Provides 24-hour phone-based, reliable health information from trained nurses in response to your health concerns and questions

Global Emergency Services

Provides medical evacuation and repatriation, as well as other emergency services when students are away from campus

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