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Alternative Loan Program
Alternative loans are private loans through lending institutions and are not part of the federal student loan programs. Alternative loans are more expensive than the federal student loans and should only be used as a last option after all other options have been exhausted. We recommend students complete the Free Application for Federal Student Aid (FAFSA) to determine eligibility for federal and state aid before you turn to a private loan. If you decide you need an alternative loan, choose a loan that best meets your needs and borrow only what you need. Remember you will be required to pay the loan back.
If you have no prior alternative loans, you may use FASTChoice to help you chose a lender. However, you are free to use any alternative loan lender of your choosing.